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Credit Cards

Balance Transfer

Balance transfer is a term used in the financial world to describe the process of transferring unpaid credit card dues from one issuer to another. This practice is commonly employed by card issuers to attract customers from their competitors and retain their existing customers. In order to entice customers, card issuers often offer lower interest rates and convenient payment options. This not only benefits the customers, but also helps the issuers maintain a loyal customer base.

Add-On Card

An add-on card, as its name implies, is an exclusive feature available to the spouse, parents or children of the primary credit card holder. The cost of an add-on card range...

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Charge Card

A charge card is a type of payment card that requires you to pay off the full amount of your purchases by the due date. Unlike credit cards, charge cards do not allow you to...

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Standard Card

Credit cards are a common tool used for making purchases and managing finances. They are typically issued by banks or other financial institutions and come with a range of f...

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Issuing Bank

These cards can either be credit, debit or prepaid cards. In the realm of finance, the term "issuer" is used to describe the banks responsible for issuing cards. These card...

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