PODCAST

Angel Broking podcast ke naye episode me aapka swagat hai. Agar aap stock market me invest karne me interested hain, toh aapn ...

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Podcast script: Income tax on demat account

Angel Broking podcast ke naye episode me aapka swagat hai. Agar aap stock market me invest karne me interested hain, toh aapne demat account ke baare me toh suna hi hoga.

Stock market me invest karne ke kayi reasons hote hain - kuch log long-term wealth creation ke goal se invest karte hain, and for some people the thrill of investing in the share market is enough of a reason. Aksar stock market ke itne saare considerations ke beech hum income tax ke baare me baat hi nahi karte!

Aaj hum iss podcast me demat account ke income tax par hi charcha karenge. Income tax act 1961 ke according, shares ki sale se aapko jo profit hota hai - that profit in your demat account is liable to be taxed.

Inhi tax implications to zara detail me dekhte hain - with the 4 primary aspects of taxation of a demat account.

Pehli tax implication hoti hai Short-term capital gains tax. Income tax act ke accoridng, agar aap kisi asset ko 12 months ya usse kam samay ke liye rakhte hain, toh unhe short-term capital assets kaha jaata hai.

Short-term capital assets ke kuch examples hain equity shares, preference shares, debentures, government securities, bonds, and mutual funds. Aise assets ko bechne aur hareedne se aapko jo bhi gain ya profit hota hai, unhe Short-term capital gains kaha jaata hain.

Agar aapke demat account me inme se koi bhi asset hai - clarity ke liye main phir se examples batati hun: equity shares, preference shares, debentures, government securities, bonds, and mutual funds - then you are liable to pay the short-term capital gains tax, or STCG tax for short.

Filhaal, STCG ka rate 15% hai for trades where Securities Transaction Tax (STT) is applicable. In special cases jahan ST applicable nahi hota, wahan par STCG is combined with yout total taxable income. Wahan se ye gains bhi total taxable income me jode jaate hain aur income tax slab identify karke relevant rate par charge kiye jaate hain.

Dosri tax implication hoti hai long-term capital gains ki. Isme include kiye jaate hain long-term capital assets. These would be equity shares, preference shares, bonds, debentures, mutual funds, and government securities and other securities jo bhi aap 12 months se zyada ke liye rakhte hain. Income tax act ke under ye long-term capital asets hote hain aur inke trade se hone wale gains ya profit ko long-term capital gains kaha jaata hai. Short me hum inhe LTCG kahenge.

Inka bhi tax treatment kaafi hadd tak STCG ke jaisa hota hai. Inke case me tax ka naam hota hai long-term capital gains tax. Filhaal budegt ke provisions ke according, agar aapko LTCG hua hai Rs 1 lakh tak ka, toh vo amount exempt maana jaata hai in a particular financial year. Rs 1 lakh ke upar aapko ji bhi LTCG hota hai in the same year, us amount par 10% ke flat rate par tax lagta hai.

The next tax implication is for short-term capital loss. Humne dekha ke Short-term capital assets ke kuch examples hain equity shares, preference shares, debentures, government securities, bonds, and mutual fund. Agar inme trade karne se aapko kisi financial year me loss hota hai - matlab agar aap inn capital assets ko purchase price se kam price me sell karte hain, toh aapko capital loss hota hai. Iss capital loss ko Short-Term Capital Loss ya SCTL kehte hain. Income tax act ke provisions ke according aap iss loss ko usi financial year ke STCG ya LTCG ke against set off kar sakte ho.

Agar aapka short-term capital loss iss saal me puri tarah set-off nahi hota, in that case Income tax act ke provisions ke according aap STCL ko carry forward kar sakte hain - up to 8 financial years- jab tak woh puri tarah se offset nahi ho jaata. Jo bhi loss agle saal me carry hoga, woh LTCG ya STCG ke amount ko utne amount se kam kardega.

Fourth implication hoti hai long-term capital loss ki. Isme include kiye jaate hain long-term capital assets. These would be equity shares, preference shares, bonds, debentures, mutual funds, and government securities and other securities jo bhi aap 12 months se zyada ke liye rakhte hain. Jab aapko inme se kisi me deal karte samay loss hota hai - for instance aap koi long-term capital asset purchase price se kam price me bechte hain, toh uss loss ko long-term capital loss ya LTCL kaha jaata hai. THodi time pehle tak Income taX act LTCL ko carry forward aur set-off karne ki provision allow nahi karta tha. Recently, 4th February 2018 ko, ek notification nikali gayi thi jiske according ab LTCL ko LTGC ke aginst usi financial year me set-off kiya ja sakta hai. Lekin agar aapka long-term capital loss puri tarah se set-off nahi kiya jaata, in that case, Income tax act ke provisions ke according aap LTCL ko carry forward kar sakte hain - up to 8 financial years- jab tak woh puri tarah se offset nahi ho jaata. Jo bhi loss agle saal me carry hoga, woh LTCG ke amount ko utne amount se kam kardega.

Jab hum income tax ki baat kar rahe ho, toh aisa possible hi nahi ke hum tax bachane ke tareeko ki charcha na karein. Let’s talk about two of the most sought-after ways jinse aap apni tax liability kaafi hadd tak neeche la sakte hain.

Sabse pehle tareeka hai ULIPs yaani ki Unit Linked Insurance Plan me invest karna. ULIPs ke through aapo insurance aur investment ka doguna benefit hota hai. ULIP ke liye bhare gaye premium me se ka ek part aapke life cover ki ore jaata hai aur doosra hissa financial market me invest kiya jaata hai. Ye wala part aapke demat account me rehta hai jahan kam se kam 5 saal ke liye ye amount locked-in rehta hain. Income tax act ke Section 80C ke according ULIP me investments Rs 1.5 lakh tak exempt rehti hain. Aur to aur, ULIPs ke under aapka maturity amount bhi tax se exempt hota hai.

Ek aur financial instrument hai jisme investment tax bachat kar sakti hai. These are called ELSS or Equity Linked Savings Scheme (ELSS). Inke case me lock-in period 3 saal ka hota hai aur inse aane wala return bhi baaki investments ke comparison me zyada hota hai. Iss scheme me aap jo bhi investment karte hain vo Rs 1.5 lakh tak exempt rehti hai in a particular financial year. Jo maturity amount milta hai - after the lock-in period of 3 years - usme bhi aapko Rs 1 lakh ki exemption milti hai. THis means ke aapka mautiry amount Rs 1 lakh se over and above amount par hi tax compute hoga.

Kayi baar humare investment decisions unki tax implications par depend karte hain, so it is good to know ke tax kaise bachaya ja sakta hain - in each of these cases.

Asha karte hain iss podcast ke baad aapke investment decisions me ek factor tax implications bhi hoga- aur aap tax-saving instruments me dilchaspi lenge!

Angel Broking podcast ke is episode me aapka swagat hai. Aksar jab hum stock market me invest karne ki baat karte hain, sabse ...

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Podcast script: How much can you make from stocks in a month?

Angel Broking podcast ke is episode me aapka swagat hai. Aksar jab hum stock market me invest karne ki baat karte hain, sabse pehla sawaal aata hai - stock market me invest karne se kitna paisa banaya jaa sakta hai? In fact, stock market me invest karne ki baat saamne aati hai, toh do tarah ke logon ke do tarah ke reactions hote hain. Ya toh aap stock markets ko sone ki khaan samajh kar usme invest karne ke liye excited rehte hain ya phir aap stock market me paisa doobne ki kahaniya batate hain. Asal me stock market trading ki reality inn dono reactions ke beech me kahin hai. Ye sach hai ki stock market me trade karne se aap limitless profits kama sakte hain, lekin ye bhi sach hai ke life me kuch bhi aasani se nahi milta. Stock market se hone wala profit simple lag sakta hai, lekin ye dhyaan rakhiyega ke ye profits bhi bahut risks lekar hi milta hai.

Jahan tak rahi baat exact amount of profit ki, here’s the truth: aap stock market investments ke through kitna kama sakte hain, ispe koi bhi upper limit nahi hai. But you have to be realistic. Share market investments take a lot of time and effort.

Ye sunke shayad aap me se kuch log hairan hon. Arre, humen toh suna tha ke stock market me invest karke log bahut ameer ho jaate hain - vo bhi in a very short period of time. Well, I have news for you: agar aap stock market se massive returns chahte hain, toh aapko patient rehna hoga. Research me bahut time devote karna hoga.

Ek principle ka dhyaan rakhiye: especially jab baat paison ki ho - there are no shortcuts. Iska ye matlab nahi ke aap stock markets se dar kar invest hi na karein. But instead, aap apne aur apne goals ke baare me extra ware rahein. Aapka invest karne ka maqsad kya hai, aap kitna risk lene me comfortable hain, aapki stock market ki knowledge kitni hai. Agar aap kisi bhi trade se pehle in sabhi parameters ko dhyaan se consider karenge, only then you will be able to get returns.

Chaliye thoda detail me baat karte hain unn sabhi steps ki jinke through aap stock market investments karke behtar returns earn kar sakte hain.

The first and most important step is understanding your investor profile. Aap ek mahine me stock market investments ke through kitna earn karna chahte hain, ye sochne se pehle aapko ye dekhna hai ke aapke paas invest karne ke liye spare cash kitna hai. Jaisa ki humesha kaha jaata hai - hope for the best and prepare for the worst. So you have to consider a situation jahan pe aapki investments are not able to give you the return you expected. Stock market me invest karne ka yahi risk hota hai. Toh sabse pehle aap khud se puchein: main kitna risk lene me comfortable hun? Kitni spare money main invest kar sakti hun that I would be okay even if I lose it in the worst-case scenario?

For example, agar aap decide karte hain ke aapke paas X amount hai - ye sum hai jo aap invest karne me comfortable feel karte ho. Great. Lekin ab actual investment karte samay - iss amount ka sirf half invest karein. First time invest karte samay you cannot be too overconfident. Har kadam soch samajh kar uthana hai.

Agli baat bhi aapke stock investments ke liye bahut important hai. And that is: research, research, research. Hum kitna bhi emphasise karle kam hoga. Ye bahut zaruri hai ke aap log achhe se research karein about the stock and the market trends.

Ek stock ki performance predict karne ke liye it is important ke aap stock ke kuch features ko study karke practice karein.

Here are three things that you should look out for: One, company fundamentals. Company fundamentals se humara matlab hai ke aap dekho ke jis company ke stock me aap invest karne ke baar eme soch rahe ho, wo company achha perform kar rahi ho aur ek achhe foundation par bani ho. Aap company ki annual reports padhenge, uski website par jaakar management ki vision jaanenge, aur company ke baare ne newspapers me padhenge - ye sab karne ka goal hai ke aapko cmpany ke baare me important information mile, jisse aap pata laga sakein ke company kaise perform kar rahi hai, kya uska business achha chal raha hai, kya customers khush hain, and all of this will tell you if the stock prices will rise in the future.

Second thing to look out for is pricing. Dekho - aisa ho sakta hai ke ek company apne sector ki star performer. In fact, it could be a very known name. Lekin agar uska stock bahut high priced hai, toh uske investors ko asal me kuch khaas return nahi mil raha hoga. Aisi situation me aapka dost hai P/E ratio yaani ki Profit Equity ratio. Aap company ke historical price charts bhi dekh sakte hain. Agar shares bahut high priced honge to aapko high par khareedne ke baad low sell karne ki naubat a sakti hai. Make sure you don’t fall in this trap.

The third thing to watch out for is the investing timeline. Agar aapka goal short-term gain hai, toh phir blue-chip companies me invest karna is not the best decision. On the other hand, unicorn startups aur disruptive companies me invest karne se risk badh jaata hai. So decide a timeline for your investment and decide accordingly.

Now coming back to the question of how much money you can make from stocks in a month, woh depend karega teen cheezon pe:

One, aap kitna capital amount invest karte hain

Two, aapki trading ki frequency kya hai

Three, aap kitna risk lete hain

Zaahir si baat hai: Rs 100 invest karke aap Rs 1 lakh ka profit toh expect nahi kar sakte. Toh aapko apne investment goals aur strategies ko achhe se define karna hoga - and then aim at how much profit you want to make. Research karke let’s hope you hit your targets!

Stock market me invest karke returns accumulate karein - make sure you are ready to be on your toes constantly!

Commodity trading is a great way to earn money for people who can analyse complex patterns and predict the future prices of c ...

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Income tax on profit from commodity trading in india

नमस्कार मित्रो। एंजेल ब्रोकिंग के इस podcast में आपका स्वागत है ।

Commodity trading is a great way to earn money for people who can analyse complex patterns and predict the future prices of certain goods. These certain goods include crude oil, corn, gold, silver and other commodities.

Inn commodities ke prices per international factors ka bada influence hota hai. Isliye a commodity trader ka news junkie hona zaroori hai. Commodity trader co political, economic and social factors ka close analysis karne se hi commodity prices ke future behaviour ki insight milegi.

Commodity trading ke profits ko do tariko se declare kiye ja sakte hai. Before we talk about how you can declare profits arising from commodity trading while filing your income tax returns, let's discuss what you can't declare such profits as. You cannot declare these profits as long term capital gains because commodities are traded through derivatives like futures and options. Future contracts and option contracts do not last for more than a year. Aur agar koi trade ka maturation period 1 saal se kam hai, toh usse short term capital gains ya phir business income maana jayega.

If you file your profits from commodity trading as short-term capital gains then a flat tax rate of 15% will be applied. Per agar aap apne profits ko business income ke column ke niche file karenge toh applicable tax rate vary karega. Depending on your income tax slab the tax rate can vary from Nil to 30%.

Yah sunkar Shayad aapko Lage ki commodity trading ke profits ko short term capital gains declare karne mein hi chaturai hai. But there are a lot of benefits to capturing your profits from commodity trading as business income. Let's discuss a few of these benefits.

Firstly if you declare your commodity trading profits as business income, then you can claim a lot of deductions for things like the depreciation of electronic tools you use to do your trading. Agar aap apne profits ko business income ke column mein file karenge to aapko commodity transaction tax per bhi relief mil sakta hai. On the other hand if you file your profits as short term capital gains then you cannot avail these deductions.

The second reason for why filing your profits as business income is preferable to filing the them as capital gains has to do with managing your losses. No one gets their predictions right a hundred percent of the time. Commodity market mein har business venture ki tarah kabhi Na kabhi aapko loss ka Samna karna padega. If you file your profits as capital gains then you can adjust your losses against current or future capital gains. However if you file your profits as business income then you can adjust your losses against your capital gains as well as other sources of income such as rent, interest income, et cetera. Therefore choosing business income gives you greater flexibility when it comes to offsetting your losses. In this case of setting your loss would mean a decrease in your total taxable income, which will slash your tax burden.

Business income can be further divided into speculative and non speculative income. Profits from trading that involved a physical transfer of the commodities is called non speculative income. Aur agar aapne derivatives ke through physical delivery liye bina commodities trade kiye hain to aise trades ke profit ko speculative profit maana jaata hai.

Remember that speculative losses in the commodity market can only be offset against speculative gains. Meanwhile non speculative losses can be adjusted against both speculative and non speculative gains. Further, while speculative losses can only be adjusted in the current financial year and for the next 4 years, non-speculative losses can be adjusted in the current financial year and for the next 8 years.

चलिए, एंजेल ब्रोकिंग की तरफ से आपको आज के अलविदा. ये podcast शेयर करना ना भूलियेगा - याद रखियेगा की ज्ञान बाटने से बढ़ता है । और फिर अंत में तोह financial markets एक ऐसी university है जिसमे कोई professor नहीं, सब students ही है ।

Podcast script - is it good to invest in IPO in India Dosto, smartphones aur 4G internet ne to pados me rahne wali behenj ...

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Podcast script - is it good to invest in IPO in India Podcast script - is it good to invest in IPO in India.

Dosto, smartphones aur 4G internet ne to pados me rahne wali behenji ko bhi influencer kar diya.

Collegewaale backbenchers ko apna photography business launch karne ki opportunity bhi de di….

TVs ko almost redundant bana diya kyunki ab hotstar, voot aur prime TV to mobile me bhi milte hai….

Uske saath logo ko investment options bhi kaafi zyaada mil rahe hai - sharmaji ke bete ne stock market trading mobile app download kiya aur abhi regularly profits jama kar raha hai. Badee gadi air bada ghar liya hai aur ye hi nahi chutti ke liye Switzerland gaya tha.

Aap bhi apne mobile se, Angel Broking app download kar ke turant trading shuru kar sakte ho. Lekin which mode of investment is best for you? Ye question aapko pareshan na kare isliye aaj hum discuss karenge IPO as a means of investment.

IPOs to danadan profits sabit karke de raha hai . Many traders and neighborhood gyaan denewale will tell you ki unko IPO me bahut accha profits mila hai. Aur ye baat sach hai. Bite saal 11 IPOs nikle the. Unme se, despite itna zyaada volatility, 8 IPOs ne sabit kiya a surge of 95%.

Simple words mein their value increased nearly 100 percent. For example: if their initial value was Rs 100, the value surged to Rs 195.

Convince ho gaye kya?

Nahi dosto - it should take a lot more convincing when it comes to investing your hard-earned money. Risk janna padega. IPOs ke characteristics aur unke general way of working bhi seekhna padega. Phir decide karo ki - IPO aapke liye sahi hai ki nahi?

Investments - especially stock market investments ke liye - sahi fit (based on risk appetite and available funds) ke hishab se choose karna zaroori hai.

Lalachi ban ke choose nahi karna chahiye.

Aaj discuss karenge:

  • What is IPO?
  • How does it work?
  • Strengths and opportunities of IPO
  • Weaknesses and threats related to IPO
ye 4 points cover karna hoga.

Ready?

Point number 1.

What is an IPO?

IPO ka full form hai Initial Public Offering. IPO nikalnewale company ko apne expansion (ya koi dusra business reason ke liye), public se paise invite karte hai. In return public ko apne invest kiye hue paise ke hishab se company mein shares mil jata hai.

In other words, companies apne shares public ko bech dete hai. Agar public ko company attractive lage (investment ke liye) toh stock market pe company ka shares khareed sakte hain. IPO shares ka bhav any other shares ke jaise fluctuate hota rahta hai. Traders "most opportune moment" yaani ki low rate mein khareedne ki koshish karte hai.

Point number 2.

How does it work for an investor or trader?

Jab koi trader company ka ye shares khareed leta hai to samaj lo ki uska IPO investment ban gaya hai.

Agar us shares ka rate bad jata hai to trader ya investor ka profit ho jata hai.

Agar trader ne zyaada optimistic bana aur IPO shares high rate mein khareed liya aur phir shares ka price kam ho gaya then unfortunately trader ko losses ho jata hai.

Lekin disappointed hone ki zarurat nhi. Losses are a reality on the stock market lekin loss ka risk manage karne ke liye bhi kai tareeke hai.

It is about choosing right. Sahi time aur sahi price me invest karna ya shares khareedna zaroori hai.

To dosto, aapko IPO ka introduction foundation samajh aa hi gaya hoga.

Manta hu. It seems very attractive aur bilkul simple. But ab hum dost ban chuke hai isliye main aapko batana chahta hu ki life mein har cheez ke liye SWOT analysis karna zaroori hai. SWOT yani ki strengths weaknesses opportunities aur threats. Ye concept military se le ke hospitals, hospitals ad agencies mein use kiya jata hai, before taking any big decision.

Apke finances ke saare decisions bade rehte hai.

Chalo ab shuru kar lenge SWOT analysis. I always prefer to pehle look at the good side (yaani ki benefits) of anything...toh....

Point number 3.

IPO ke strengths aur opportunities

1) Catch them young: Alia Bhatt abhi bhi apne college friends ke saath chill karti hai. Unke college friends aam aadmi hai. Lekin they were her friends before she became a big star jab she was easier to approach (bodyguards ke bina) and befriend. Issi tarah IPO is an opportunity to become a shareholder of any company before it becomes famous and pricy. Simple words mein company ka shares mehenge hone ke pahle invest karne ke liye opportunity hai.

Jab company starting stage mein hai usually share price kam rehta hai. As the company grows, wahi shares ke prices badte rahege. Ek na ek din you can sell your shares at a much higher rate aur accha khasha profit pa sakte ho.

2 ) Good for long-term investors: Aaj ke samay me kisi ke pass to dosto ke WhatsApp messages ko reply karne ke liye time nahi hai, exercise karne ka time nahi hai. Mei apna secret batau to teen hafto pahle to mein bina nahaye kaam ke liye nikal gaya aur lagbhag kai log har hafte mein teen bar bina brush kiye so jate hoge. Hai na? Dosto lekin ek baat realise karna important hai:

Agar tum bhi itna ho toh obviously tumhare paas apne investments ka khayaal rakhne ke liye har din time nahi hai. You need long term investments that keep appreciating even jab tumhare paas check karne ke liye time nahi hai. Har din buy sell karne ke liye time nahi hai. Aur na research kar ke market volatility me capitalise karne ka time hai. Buying into an IPO allows you to buy shares at a low rate and then ignore them for some time while they grow.

3) Sab koi equal hai - no special discount for bade log. Share price order document mein likha jata hai to investor chahe bade hai ya chote; 100 shares khareed raha hai ya 10,000 shares, share price same hi rahega.

Ab dekh lenge the points to consider before buying IPO shares.

Toh chaliye last part

Point number 4.

How does it work for an investor or trader?

(And how to manage them - after all main aapko darane ki koshish nahi kar raha … just trying to make sure you have a complete picture)

Threats to your IPO investment hai ignoring the risk, not getting sufficient information aur sabse worst - falling for hype.

  1. 1. Ignoring potential risk: Koi bhi company ka koi bhi business initiative unke goal ke opposite ja sakta hai. Pahle se hi samajh lo that there are risks in any stock market dealings. Apne saare savings IPO mein invest kiya aur loss ho gaya to? Apna Financial Goals, Investment Budget aur Risk Appetite (how much are you willing to gamble with so that itna hi kho jayega jis se tumhari zindagi bigaad nahi jayegi) … ye 3 cheezo ko hamesha dyaan mein rakhna. Phir decide kar lena. Kya mere pass paise hai IPO mein invest karne ke liye?
  2. Neglecting key information: Tumhare pass thoda bahut time rehna hi chahiye at least IPO stock ke related akbaar dekhne ke liye aur company ke periodic statements padne ke liye. Sahi bhav mein bechne ka mauka company prospectus publish hote hi aa jata hai. Prospectus ko dhyaan se padna - kya company ka financial health accha hai? Company ka market record kaisa hai? Reputation kaisa hai? IPO ka kya reason hai?
  3. Getting swept anyway by initial hype: Logo ka loss-related stock market fears kahi na kahi dot com bubble ke kahaniyo se aa jati hai. Lekin dot come bubble ke time mein bhi logo ne hype ke wajah se galat investment decisions liye the. Inke jaise mat bano. History se humein hamesha learnings leni chahiye aur dot com bubble ka yahi moral of the story tha - theek tak research karna chahiye. Zyaada excited aur lalachi ho ke kahi bhi koi bhi popular concept mein invest mat karna. Aur best advice - koshish karo to choose a company whose business you understand.


To yeh tha an introduction and SWOT analysis of IPO in India taki aap khud decide kar sako - kya IPO mere liye sahi hai?

The beauty of the stock market is that there are many, many ways of making money there. If you're looking to supplement your ...

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Bull Put Spread नमस्कार मित्रो। एंजेल ब्रोकिंग के इस podcast में आपका स्वागत है ।

The beauty of the stock market is that there are many, many ways of making money there. If you're looking to supplement your income, you can invest in large-cap stocks with a track record of providing stable returns. If you are looking to make the stock market your main source of income, you can become a day trader.

If you'd like to take greater risks in exchange for the chance of making greater rewards, you can do that too. Koii company ka value badd raha hai, toh aap usme invest karke paise kama sakte hai. Agar koii company bankrupt ho rahi hai toh aap uska stock short karke bhi paise kama sakte hai!

The opportunities are endless. But no matter what opportunity you choose to pursue, you always need a strategy.

There is something for everyone on the stock market. In this podcast, we will discuss a strategy that can be great for people who are risk averse. This strategy is called bull Put spread.

Inn teeno words ko samajte hai.

Bull matlab ki aap jo stock par put options khareed rahe ho, wo stock par aapka outlook bullish hai. That is, you expect the price of that stock to go up in the future.

Secondly, put option is one of the two types of options, the other being call options. Generally, put option is bought when your outlook is bearish on the stock. That is why some people find the idea of a bull put spread confusing. But at the end of this podcast, you will see what this strategy is all about, and how it allows you to take low-risk bets on stocks you're confident about.

To put a bull put spread strategy into action, you will buy a put option, and sell another put option. Ye baat note karne jaisi hai ki aap same stock ka hi put option khareedenge aur bechenge. Further, both the options will expire on the same date.

For this strategy to work, the premium you get for selling the put option needs to be higher than the premium you pay to buy the second put option. The difference of these two premiums will be the upper limit of your profits, as well as the upper limit of your losses.

You need to take care of one more detail. The strike price of the put option you sell must be higher than the strike price of the put option you buy. Why this is the case will become obvious through the following example.

Let's imagine you expect the price of the reliance stock to go up. Ye bhi maan lijiye ki reliance ke stocks ka current market price 1000 rupees hai. This is how you can put a bull put spread strategy in action.

First you buy a put option on the reliance stock with a strike price below the current market price. Let's suppose the strike price is 900 rupees. You will pay a small premium since this put option is currently out of money - which means that if you exercised it, you would lose money. If, in the future and before the expiry date, the market price dips below the strike price, you will make money. If it stays above, you won't. But wait. Poora picture abhi baaki hai.

There is an important second step. You must now sell a put option on the same stock, with the same expiry date, with a strike price that is higher than the current market price. Maan lijiye ki aapne 1100 ki strike price waala put option bhecha. Iss put option ka buyer aapko premium dega, and this premium will be high since the buyer can actually exercise the put option immediately and recover most of the premium.

The difference between the high premium you get, and the low premium you pay, will be the upper ceiling for both your profits and losses.

Let's consider a scenario where you earn maximum possible profits.

Ye scenario tab sachayi banega jab aapka bullish outlook sach hoga. If the stock price for reliance increases, and goes above 1100 rupees, then the party that bought the contract from you will not exercise it as they will actually have to buy it at the market price, which is higher than 1100, and sell it to you at 1100, which was the strike price. So they will lose not only the premium they paid, but also the difference between the current market price and the strike price.

As mentioned above, aapka profit incoming premium and outgoing premium ka difference hoga. Ab aap soch rahe honge - wo jo put option khareeda tha, uska kya faayda mila? Wo toh sirf premium kata hi. By only selling one put option, can we not increase our profit margins?

The answer is simple: we definitely can, but that will expose us to huge risk. Let's understand how.

By selling a put option, you stay in the profits if the market price goes above the strike price and stays above. If the market price is below the strike price, then you can stay in the profits as long as the difference isn't more than the premium you got for the deal. The moment the gap becomes bigger than the premium, you start losing money.

This is where the put option, that you bought, comes into the picture. In this contract, you make a profit if the market price drops below the strike price. Therefore, if that happens, the profits from this deal perfectly wipe out your losses from the other deal. Quite literally, for every rupee you lose, you earn a rupee, thereby freezing your losses at a constant number.

As discussed before, this constant number is the difference between the premium paid, and the premium obtained.

This is the magic of the bull put spread. Potential losses ka ek secured upper limit hai, aur healthy profits can acha possibility hai.

Please note that this podcast isn't a recommendation for buying or selling options on the reliance stock. The example was used for illustrative purposes only.

चलिए, एंजेल ब्रोकिंग की तरफ से आपको आज के अलविदा. ये podcast शेयर करना ना भूलियेगा - याद रखियेगा की ज्ञान बाटने से बढ़ता है । और फिर अंत में तोह financial markets एक ऐसी university है जिसमे कोई professor नहीं, सब students ही है ।

Stock markets me nivesh karna dhan aur sampatti generate karne ka ek jaana-maana aur strong tareeka hai. Aaj kal koi bhi info ...

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How to invest in stocks for beginners with little money

नमस्कार मित्रों। एंजेल ब्रोकिंग के इस podcast में आपका स्वागत है ।

Stock markets me nivesh karna dhan aur sampatti generate karne ka ek jaana-maana aur strong tareeka hai. Aaj kal koi bhi information ya expert advice internet pe aasaani se mil jaati hai. Aur log equity investment se hone wale laabh bhi jaanne lage hain. Indians dheere dheere sone, real estate aur fixed deposits se baahar nikalkar stocks me nivesh karne ja rahe hain.

Toh doston, aapne kabhi stocks me invest karne ke baare me socha hai? Naye aur young investors ko stock market me enter karne ka shauk to bahut hai, lekin wo aksar ye nahi jaante ki kahan se start kiya jaye. Aur kai log to information hone ke baad bhi stocks me invest karne se darte hain, kyunki unko lagta hai ki shayad unke paas jo information hai wo reliable nahi hai, aur markets ki uncertainty aur risks ko dekhkar wo aur bhi dar jaate hain.

Doston stocks me invest karna aur usse profit banana itna bhi muskhil nahi jitna door se dikhai deta hai. Lekin invest karne ke liye chahiye paise. Lekin kitne paise?

Doston kai log ye nahi samajh pa rahe hain ki stocks me invest karne ke liye unhe kitne paise ki zaroorat hai. Kya aap jaante ho, ki stocks me you can start making profits even by investing very little money? Kuch log sochte hain ki stocks aur equity me invest karne ke liye they need a big sum of money. Lekin ye ek misconception hai, aur doston isse kai log stock markets me jo profit banane ka potential hai, usse vanchit reh jaate hain.

Doston aap stocks me invest karna shuru kar sakte ho, even with little amounts of money. Bas aap me zaroorat hai determination ki, aur thoda sa market news se updated rehne ki. Stocks aur equity me investment ke baad aap dheere dheere day trading bhi karna shuru kar sakte ho. So are you excited to learn how to start investing in stocks with little money? Toh chaliye, lets get started.

Doston before we proceed, main aapse ek question poonchne ja raha hun. How does 500 rupees a month sound to you? Very small number? Doston you can start investing in stocks with as little as 500 rupees a month! Yaar dekho, itna toh aap ek movie ticket ya ek dine-out pe spend kar dete ho, in a month. Toh kyun na ise stocks me invest kar diya jaaye?

Isliye hum aapko ek golden advice dene ja rahe hain. Woh hai: save first! Doston ye bhale hi aapko obvious sound kar raha ho, lekin kai log toh is obvious step ko miss karne ke kaaran kabhi start hi nahi kar paate. You might ask, yaar 500 rupay bachakar main kya kar lunga? Doston aap is chote se amount se bhi invest karna shuru kar sakte ho. Lekin yaad rahe, aap invest karne ke liye agar loan le rahe ho, toh that might not be a very good idea. Isliye hum aapko ye advice kabhi nahi denge, ki aap apni EMIs ya monthly expenses ke liye dedicated jo amount hai, use investment me daalo. Doston, at least 500 rupees aapko karna hai save. Toh badhte hain second point ki taraf.

Doston stocks me invest karne ke liye you will have to start with the basics. Chahe aap equity me invest karne ki ichcha rakhte hon, ya cricket khelne ki, aapko simple aur basic steps se shuru karna hoga. Apne first practice koi Sachin Tendulkar toh nahi ban sakta, hai na dost? Is liye, we have a list of questions for you, jahan se aap investment ki duniya ko explore karna shuru kar sakte ho. To doston, aapko in basic questions ka ek idea hona toh zaroori hai. Aap chaho to inko note kar lo, for future reference. Toh doston ye rahe wo questions:

Demat account kya hota hai?

Trading account kya hota hai?

How do you place a trade? Yani ki, aap buy ya sell order kaise place karoge?

Stop loss order ka kya matlab hai?

Target buy aur sell prices kya hote hain?

Aur lastly, as a beginner, aapko kis tarah ke investments aur tarding se door rehna chahiye? Hum aapko advise karenge ki Margin trading aur penny stocks jaisi cheezon se aap door hi raho, as a beginner. That would be the best for you.

Doston, agla point, yani 3rd point: aapko apne emotions ko handle karna bahut zaroori hai. Agar aap invest kar rahe ho, toh aapko fear, anxiety, greed aur overconfidence se bachkar rehna hai bahut zaroori. Ye aapke investment strategy ko affect kar sakte hain. Ab dekho, agar aapne koi stock khareeda aur uski prices double ho gayi. Aapko achche returns already mil chuke hain is investment pe. Toh dost aur risk kyun lena? Agar aap greedy ho to peak prices ka wait karte karte pata nahi market kis disha me chali jaye? Islye, doston, emotions ko handle karna na kewal stocks me, balki aapki life ke sabhi pehluon mein hoga helpful. Doston ab hum badh rahe hain apne fourth point ki oor, jo hai goals se related. Doston, start karte wakt aapko realistic aur long-term goals rakhna bahut zaroori hai. Stocks me invest karke agar aap jaldi rich hone ka sapna dekh rahe ho, toh humare paas aapke liye ek bad news hai. Stocks won’t make you rich in a day. Jab tak ki aap intra-day trading ki baat na kar rahe hon.

Doston bhale hi aap ek low investment amount se shuruaat kar rahe ho, aapko realistic goals toh set karna crucial hoga: yani ki, long term. Aap das trades place karke ek mahine me ameer nahi banne wale. Chahe aap long term hold karo, ya day trading, aapko day 1 se ek professional ki tarah sochna hoga, amateur ki tarah nahi. Otherwise, aapki investment downward turn bhi le sakti hai.

Aur doston, aakhri point, aur sabse zaroori baat: Aaapko stocks me invest karte samay market research karna to sabse zaroori hai. Agar aap her mentality follow karke invest karte ho, to stock market ek risky arena ban sakta hai. Basic analysis se ya experts aur brokers ki advice ko sunkar aap apni market research karo.

Isliye bolte hain, invest in the business, not in shares. Thoda sa trading patterns par nazar dalkar aur market ki situation ko dekhte hue, aap ek wise decision le sakte ho.

Toh doston, aaj ke podcasts mein itna hi. ये podcast शेयर करना ना भूलियेगा - याद रखियेगा की ज्ञान बाटने से बढ़ता है । और फिर अंत में तोह financial markets एक ऐसी university है जिसमे कोई professor नहीं, सब students ही है ।

Doston, share market mein risks are a reality and size does matter. Tumhare stock mein agar zyaada shares hain, toh correspon ...

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Podcast script - bull call spread Doston, share market mein risks are a reality and size does matter. Tumhare stock mein agar zyaada shares hain, toh correspondingly tumhara profit (ya loss depending on how the share market swings) bhi utna zyaada rahega.

Paisewalle wale logon ke liye bhi investing in stocks can sometimes be challenging and scary. All the more so for the aam aadmi… toh hum jaise regular, salary-earning log kya kar sakte hai? ...if we want to earn in the stock market, lekin risk bhi kam rakna chahte hai?

Actually yeh risk-profit balance manage karne ke liye stock market main dher saare tareeke hai. Ek tareeka hai investing in Options. Investors apne risk kam rakne ke liye Options contracts le sakte hai.

  • Toh pehle dekhte hain an introduction to options,
  • aur next hum Call Options ko define karenge.
  • Uske bad main main aapkk Call Spread samjhata hoon.
  • Phir hum specifically focus karenge Bull Call Spread pe.
So, are you ready to learn the art of making profits in Bull Call Options?

Part 1:

Pehle dekhte hain what are Options in the stock market?

Agar aapne thoda bohot stock market research kiya hai, phir apne toh F&O ya Futures & Options ka naam suna hi hoga. Hum aaj ussi Options ke baare me seekhenge.

Options rehte hai financial contracts jis se options contract lenewalon ko securities khareedhne ya bechne ka right (yaani ke hakk) deta hai - options contract lenewalon ko yeh securities (jo stocks bhi ho sakti hai ya bonds ya commodities) ek predetermined date aur predetermined price par bechne padenge.

Options ka value woh security se aata hai - yaani ki the value of the option is derived from the security mentioned in the options contract. (Vaise ..that is why they come under a stock market investment category called derivatives.) Traders woh security ke honewale price predict kar ke predetermined price set karte hain. If the trader anticipates a price increase and the price does increase, phir trader ko profit milta hai. Agar price ulta decrease ho gayi toh trader ko loss ho sakta hai.

Part 2 : What are call options?

Options do kisam ke rehte hai; woh hai
Call Options
Put Options

Call Options, jis ke baare mein mai aaj jankari de raha hu, rehte hai contracts jis me trader ko khareedhne ka right hai. Contract mein mention kiya jata hai the price and the specific date jis ke pehle the buy needs to take place.

Put Options rehte hai contracts jis me trader ko bechne ka right hai. Contract mein mention kiya jata hai the price and the specific date jis ke pehle the sale needs to take place.

Call Options trader - ya investor - ko yeh benefit deta hai Kyun ki it allows for decent exposure at both…
A low risk
AND
For a short period of time.

Simple words mein, traders ko profits ki achhi chances hai aur woh bhi kam risk aur kam lock-in period ke saath.

Lekin itna asaan tha toh everybody would be rich.

Trader ko losses bhi ho sakte hain if the stock pricd does not reach unke contract mein likha hua predetermined price by the predetermined date. Simple words mein batata hoon - toh traders ka poora premium sum loss mein ja sakta hai.

This brings us to….

Part 3 : What is call spread?

To beat this possibility of loss, smart traders strike price ko predict karne ka simple approach istimal karthe hai. Traders same time pe, same security pe different strike prices ke options ka contract lete hai. Iss approach ko kehte hai vertical call spread.

Part 4 : And now for our final : Bull Call Spread kya hota hai?

Aap toh janthe hoge ki Bull market means a market that is in a state of buying stocks (balki Bear market mein traders are offloading stocks).

Toh we can safely expect that Bull Call Spread will have something to do with calculatedly aggresive buying.

Toh we can safely expect that Bull Call Spread will have something to do with calculatedly aggresive buying.

Bull Call Spread approach mein investor kahi options ko ek chosen strike price pe khareedhte hai. Phir investor woh same number of options ko same expiration date pe higher strike price pe bechte hai.

Bear Call Spread approach mein investor kahi options ko ek chosen strike price pe khareedhte hain. Phir investors woh same number of options ko same expiration date pe lower strike price pe bechte hai.

Bull Call Spread define karte samey ek baat pehle se samajhni padegi. Options khareedhte vakt premium amount zyaada rehta hai. In comparison bechthe samey premium kam rehta hai. Iski vajah yeh hai ki khareedhthe samey thoda bohot upfront investment karna hi padtha hai. Issi ke karan Bull Call Spread ka doosra naam hai Debit Call Spread.

Terminology ke topic pe, teen aur terms jaanne zaroori hai. Long call, short call aur call legs. Haanji. Call ...legs.

Options jab low price pe khareede jate hai, usse kehte hai long call.

Options jab higher price pe beche jate hai, usse kehte hai short call.

Long call aur short call ko bolte hai call legs of the spread.

Jab options ka premium bohot zyaada hota hai, tab Bull Call Spread traders ko losses kam rakne ka acha tareeka hai kyunki trader ke losses sirf premium spent and premium recovered ke difference mein limit ho jate hai.

Lekin yeh bhi hai ki the amount of profits jo mil sakte hai, woh bhi strike price tak Limited rahenge.

Cautious traders khareedhne waale strike price or bechnewale strike price ka difference kam rakte hai. Un ke risks kam rehte hai aur simultaneously un ke profits woh difference tak Limited hai.

Ambitious traders khareedhne waale strike price or bechnewale strike price ka difference zyaada rakte hai. Un ke risks zyaada rehte hai aur simultaneously un ka profit potential bhi zyaada hai.

Ab samaj mein aaya Bull Call Spread aur uske benefits? Lekin beneficial cheez ki bhi minus points ho sakti hai.

Bull call Spread mein poora premium khone ka risk hai agar the security does not reach the predetermined price by the predetermined date.

High profits bhi milne ki kam chances hai.

Basically Bull Call Spread is a good option but in some specific situations and most importantly, doston, only with the right expertise.

Angel Broking podcast ke naye episode me aapka swagat hai. Kya aapko pata hai ke 2016 me India me sirf 2 lakh traders the. ...

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Podcast script: Intraday trading tax audit Angel Broking podcast ke naye episode me aapka swagat hai.

Kya aapko pata hai ke 2016 me India me sirf 2 lakh traders the. Aaj ki taareekh me ye number 1.5 crore tak pahunch chuka hai. In fact, kuch saal pehle tak market me invest karne ka arena kaafi hadd tak male-dominated that. Aaj, 20% traders women hain! 4 saalon me hi humare desh me market trading ka face hi badal gaya hai!

For a long time, log sochte the ke stock market me trading karna speculation ka khel hai. Woh stock market trading activities ko gambling se compare karte rahe hain. In fact, people have dismissed this as a matter of luck. Lekin ab, jaise information ki availability badhi hai, people have realised that trading in the stock market is just as rigorous as any other profession If you are only beginning in intraday trading, aisa ho sakta hai ke aap thoda overwhelmed ho. In fact, beginner ho ya experienced trader, intraday trading ke concepts sabko hi samajhne hote hain. One such tangent is the taxability in intraday trading.

But before we begin, here’s a short introduction on intraday trading.

Simple si baat hai - trading ke under traders stocks ko buy ya sell karke profits earn karte hain. Intraday trading ka matlab hai ki ye buying ya selling ki transaction same day ki jaati hai. This means ke intraday trade ko trading day end hone se pehle close kar dete hain. Aise me ultimately shares ki delivery nahi hoti - the only output at the end of the day is profit.

Intraday trading ka pura objective, pura goal hi profit earning hai - jiske liye trader stocks ki fluctuations par bet karke buying aur selling karta hai.

Ab jaante hain ki intraday transactions par income tax ki kya treatment hoti hai. Uske liye aapka pehle kuch important terms janna zaruri hai.

Pehle term hai stock investor. Stock investor woh hota hai jo apne long-term gains ke goal ko dhyan me rakhte hue kuch shares khareedta hai. Woh shares ki delivery lekar unhe apne paas rakhta hai with the objective of earning a profit when share prices increase in future.

Doosra term hai stock trader. Stock trader woh hota hai jo shares me trade karta hai lekin unhe apne paas rakhne ke bajaye share prices ki daily fluctuations ko use karke profit earn karta hai. Is tarah stock trader kabhi bhi shares ki delivery nahi leta.

Next term is short term gain or losses. Agar aap apna stock 12 mahine ke andar andar sell karte hain, usse hone wale profit ya loss ko short-term gain a loss kaha jaata hai. Agar aap apna stock 12 mahine apne paas hold karne ke baad sell karte hain, usse hone wale profit ya loss ko long-term gain a loss kaha jaata hai.

Ab hum discuss karte hain intraday trading ki taxability aur tax provisions.

Intraday trading karne se aapko jo income milti hai, use speculative business income kaha jaata hai. Income Tax act 1961 ke Section 43 (%) ke according, intraday trading se aapko jo bhi profit hota hai, use aap apni taxable business income me add karenge. Uske baad uska treatment waise hi hoga jaise business income ka hota hai - uspar relevant income tax slabs ke against rate of tax charge kiya jaega.

Lekin as a taxpayer-trader, aapke paas trading profit ko treat karne ke liye do options diye jaate hain to choose from. Dono options ki tax implications different hoti hai. Chaliye inn tax implications ko discuss karte hain.

Pehla case hai presumptive business income ka. Income tax act ke Section 44 AD ke under aapka intraday trading ka profit 6% par tax kiya jaata hai - agar aap isse presumptive business income ki tarah treat kar rahe hain. Iss case me aap losses ko carry forward karke profits ko offset nahi kar sakte.

Iss system ke under income tax return file karne ke liye ITR 3 form submit kiya jaata hai.

Doosra option hota hai ke aap apne intraday trading profit ko normal business income ki tarah treat karein. Iss case me iss profit ko normal profit me add kar diya jaega. Aapki total taxable income hogi aapka pura turnover minus expenses. Isme aap kuch deductions claim kar sakte ho jaise ki office rent, depreciation, brokerage charges, internet ki cost, phone ke expenses, books, consultation fees, etc.

Aur agar aapne intraday trading me losses incur kiye ho to aap unhe 4 saal tak carry forward kar sakte hain. Isse aapki taxable income future me 4 saal tak kam ho sakti hai. Bas iss baat ka dhyan rakhiyega ke agar losses ko carry forward karna hai to Income tax return due date se pehle file karna hoga.

FInally, let us talk about the intraday trading tax audit.

Audit ka matlab hota hai aapke accounts ka verification.

Income tax act ke section 44AB ke under, iss tarah ka tax audit 2 cases me compulsory ho jaata hai. Pehla case hai jab aap presumptie business income ka system use kar rahe ho aur aapki ek saal ki Presumptive business income turnover (profit/loss) Rs. 2 crore se zyada ho. Doosra scenario hai jahan aap normal business income wala method use kar rahe ho. Under this, agar ek financial year me aapka Normal business income turnover ( profit/loss) Rs 1 crore se zyada hota hai toh audit karwana compulsory hota hai.

Audit karwane ke liye aapko ek professional chartered accoutnant yaani ki CA ko hire karna hoga. CA usually aapki financial statements banane me bhi madad karte hain, accounts audit karte hain, tax audit report ko Form 3CD ke under file karte hain aur ITR submission me bhi help karte hain.

Agar aap intraday trading karna chahte hain, toh maidan me utarne se pehle ye saari information lekar jayein. To start, just open a demat account with Angel Broking.

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