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Property

Mortgage

A mortgage is a financial arrangement where a borrower pledges their freehold or leasehold property as collateral for a loan. This allows the lender, also known as the mortgagee, to have rights to recover the property in case the borrower, or mortgagor, fails to repay the loan. Essentially, a mortgage serves as a land charge and can take on either a legal or equitable form.

Freehold

Freehold refers to the complete ownership of a property without any time limitations. This is often used to describe a property that is held in fee simple absolute in posses...

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Property portfolio management

Property portfolio management refers to the management of a group of properties owned by a single entity. This involves making decisions that will benefit the overall portfo...

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Building bye laws

One of the key concepts in finance is local authority control of building standards. This refers to the set of regulations and guidelines put in place by local governments t...

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Rental advance

An important term in the world of finance is the advance rent payment, also known as a lump sum payment, made by a tenant to the landlord at the start of a lease. This amoun...

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