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Insurance

Single Premium Policy

Life insurance is a financial product that offers coverage for a specific period or for your entire life, depending on the terms of the contract. It involves a one-time lump sum payment, after which you are protected from financial risks. This type of policy is ideal for those who do not want to pay additional premiums and want to secure their loved ones' future.

Reasonable expectations

The principle of reasonable expectation, an extension of the adhesion doctrine, holds that insurance coverage should be interpreted based on what the insured would reasonabl...

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AD&D

Accidental Death and Dismemberment (AD&D) benefits are an important aspect of financial planning. They provide coverage in the event of an accidental death or severe injury...

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Mediation

Mediation is a nonbinding process that involves a neutral third party who works towards resolving a dispute between two conflicting parties. This method is commonly used in ...

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Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is dis...

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