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Insurance

Premium Waiver Benefit(PWB)

Premium waiver benefits refer to the benefits that can be obtained through a policy where the future premiums, up until the vesting date, are waived in case of the proposer's demise. This provision allows the policyholder's family to continue receiving the policy's benefits, even after the policyholder's death. This feature offers financial security and peace of mind to the policyholder and their loved ones. It is a valuable aspect to consider when choosing a life insurance policy.

Extra expense insurance

In financial terms, consequential property insurance refers to a type of coverage that protects businesses from the financial consequences of an interruption. This means tha...

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Enterprise risk management

Managing both pure and speculative risks simultaneously is known as integrated risk management. This approach involves combining strategies to mitigate risks that arise from...

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Earnings form

A crucial aspect of commercial property insurance is coinsurance coverage, which refers to the percentage of the property's total value that must be insured. In particular, ...

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Direct loss

An insurance term that refers to a loss that is a direct result of a series of connected events starting from an insured risk. In simpler terms, it means that the loss can b...

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