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Partial disability

A condition that hinders a person's capacity to fulfill key responsibilities of their job, while not resulting in complete termination of employment. This can include physical or mental impairments that limit their work performance. Such cases may require accommodations or modifications to allow the individual to continue working to the best of their abilities.

Proposal Form

An insurance policy is a legal contract between an insurance company and a policyholder. It outlines the terms and conditions of coverage, including premiums, deductibles, a...

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Actual cash value

Property insurance is a type of insurance that covers the cost of replacing damaged property, taking into account the property's depreciation. This means that the insurance ...

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Hazards

Perils are potential events that could result in financial loss. These losses are often influenced by certain conditions that increase the likelihood of occurrence. For inst...

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Dynamic risks

One of the fundamental concepts in finance is the idea of risk. It refers to the uncertainties that arise due to changes in the world around us. Whether these risks are pure...

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