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A Lloyd's member is an individual who invests in and underwrites risks through a Lloyd's association. In simpler terms, they are both an investor and an underwriter. This means that they contribute capital towards insuring potential risks and also have the authority to accept or decline insurance policies. In the world of finance, a Lloyd's member plays a crucial role in the insurance industry, utilizing their knowledge and expertise to make informed decisions.

Assessable policy

As we delve into the realm of finance, it is important to familiarize ourselves with the concept of assessments. These are additional charges that are imposed on all policyh...

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Securitization of insurance risk

The capital markets can be a valuable tool for insurance companies looking to expand and diversify their risk exposure. This can be achieved through the issuance of bonds or...

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Date of commencement

The commencement date refers to the starting point of a policy's coverage, which occurs once the insurer has accepted the risk. This is a crucial aspect in the insurance wor...

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Declaration

When it comes to property or liability insurance policies, it is essential to understand the basic components. One crucial element is the declarations page, which outlines v...

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