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Insurance

IRDA

As a finance professor, I would like to introduce you to the Insurance Regulatory and Development Authority of India (IRDAI). This governing body serves as the backbone of the insurance industry in India, safeguarding the rights of policyholders and promoting the steady development of this sector. Through its regulatory efforts, the IRDAI ensures the proper functioning and growth of the insurance market in India.
Related terms
Per-cause deductible
A per-incident deductible is a fee that is charged for every new illness or accidental injury. This amount is paid by the insured party before their insurance coverage kicks...
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Conditions
An insurance contract is considered active when certain conditions are met. Failure to comply with these conditions may result in the refusal to pay for any losses....
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Fixed-amount option
Life insurance can provide financial security for your loved ones after your passing. One option is to receive the proceeds in fixed periodic payments. This allows the benef...
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Frequency reduction
Risk management is a crucial aspect of finance, aimed at reducing the likelihood of unforeseen events. This is achieved through a process known as loss control, which involv...
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Re-entry Option
In a renewable term life policy, there is an option that allows the policy owner to renew their coverage at the end of the term without having to provide evidence of insurab...
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Fidelity bond
One crucial aspect of managing finances is having a clear understanding of insurance terminology. In particular, the concept of fidelity insurance is highly relevant for bus...
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