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Insurance

Fronting

Insurance can be a complex world, with various terms and concepts to navigate. One such term is fronting, a practice where a primary insurer issues a policy but transfers the entire risk to a reinsurer in exchange for a commission. This is common in cases where the fronting insurer is licensed to operate in a specific country, but the reinsurer is not. Typically, the reinsurer is a captive or independent insurance company that is unable to sell insurance directly in that country.

Reinsurance pool

Reinsurance is a crucial tool in the world of finance, particularly in the insurance industry. It allows for the transfer of risk from one insurer to another, providing a la...

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Spread-of-loss treaty

Reinsurance is a crucial concept in the world of finance, and one type that we will explore today is known as "aggregate stop-loss reinsurance." This involves spreading out ...

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Annuity Consideration

An annuity is a financial product that provides a stream of fixed payments to the annuitant, typically in retirement. The premium is the amount of money that the annuitant p...

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Package policy

"As we delve into the world of finance, it is important to understand the concept of bundled insurance policies. This involves merging various coverages that were once avail...

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