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Insurance

First Unpaid Premium(FUP)

In the realm of insurance, the term 'first unpaid premium' signifies the initial instance of a policy holder failing to make their premium payment. When a premium is paid on time, a receipt is provided which denotes the next due date. However, if this due premium is not fulfilled, that date transforms into the 'date of FUP'.

Employee stock ownership plans (ESOPS)

Welcome to our discussion on deferred profit-sharing plans, a popular investment option for many employees. These plans involve investing in the stock of your employer, allo...

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Annuitant

An annuitant is an individual who receives benefits from an annuity. An annuity is a financial product that provides a steady stream of income to the annuitant, typically in...

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Chance of loss

Loss frequency refers to the likelihood of a loss occurring in the long term. It can be measured by comparing the number of expected losses to the total number of potential ...

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Optionally renewable

A policy that can be terminated by the insurer on the yearly anniversary date without any limitations. The insurer is free to cancel the policy at any time, as long as it fa...

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