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Insurance

Endorsement

A document that is attached to an insurance policy, known as an endorsement, can modify the coverage, terms, or conditions of the policy. This is also referred to as a rider in certain cases. An endorsement offers additional protection or changes the existing terms to better suit the needs of the policyholder. It is important to carefully review any endorsements to fully understand the changes being made to your insurance policy.

Conditional contract

A fundamental concept in finance is the idea of a contract, where one party agrees to perform certain actions in exchange for another party's compensation. This is particula...

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Degree of risk

The relative variation of actual from expected losses is a measure used in finance to assess the accuracy of loss predictions. This metric takes into account the difference ...

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Insurance plan term

As a seasoned professor of finance, it's important to understand the concept of insurance plan terms. These terms represent the duration of an insurance plan, which conclude...

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Loss adjustment expenses

Insurance companies must account for the expenses incurred in investigating and resolving insurance claims, which also includes the costs of defending a lawsuit in court. Th...

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