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Insurance

Directors and officers liability insurance (D&O)

Directors and officers of a company can be held liable for their negligent actions or failures to act, as well as for any false or misleading statements made that lead to legal action against the company. This type of insurance coverage is essential in protecting companies and their leaders from the financial repercussions of such lawsuits, which are commonly brought by shareholders. It is important for those in the finance industry to understand the significance of this type of insurance and its role in mitigating potential risks for businesses.

Secondary Beneficiary

A backup recipient designated to receive funds, typically in case the primary recipient passes away before the policyholder....

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Spread-of-loss treaty

Reinsurance is a crucial concept in the world of finance, and one type that we will explore today is known as "aggregate stop-loss reinsurance." This involves spreading out ...

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Legal injury

A wrongful violation of a person's rights refers to the unjust or illegal infringement upon an individual's entitlements and liberties. This can occur in various forms, such...

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Affinity sales

Insurance can be sold through groups such as professional and business associations, providing coverage for members at a discounted rate. This method, known as group insuran...

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