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Insurance

Decreasing term

Let's delve into the world of insurance and focus on an interesting term - "decreasing term life insurance". This type of insurance offers a coverage that gradually decreases over the period of time for which it is valid. This means that as time goes by, the coverage amount decreases accordingly. But why would someone opt for this type of insurance? Let's find out!

Catastrophe factor

Let's talk about the probability of catastrophic loss, a crucial concept in the world of finance. This refers to the likelihood of experiencing a catastrophic event, such as...

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Contractors' Equipment floater

Mobile equipment, such as tractors, steam shovels, and drilling equipment, is vital in the construction and mining industries. However, their high value and constant use also...

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Internet insurer

An online-only insurer is a company that operates solely through the Internet, without the use of traditional brick-and-mortar stores or agents. This business model allows f...

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Loss ratio

As an expert in finance, it is crucial to understand the concept of "loss ratio," which refers to the percentage of each premium rupee that an insurer spends on claims. This...

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