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Coverage

When discussing insurance, we often come across the term "coverage". This refers to the amount of insurance purchased from an insurance company. In other words, it is the monetary value that the policyholder is protected for in case of an event covered by the insurance policy. This is an essential concept to understand when it comes to managing risks and protecting our assets.

Policyholders surplus

As we delve into the world of finance, it is important to understand the concept of surplus. In insurance, surplus refers to the excess amount of money a company has after c...

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Experience

A record of losses, also known as a loss register, is a crucial tool in the world of finance. It is a comprehensive log that tracks all financial losses incurred by a compan...

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Blanket coverage

When discussing insurance, it is important to understand the concept of a "blanket policy". This refers to coverage for multiple items of property at one location, or for tw...

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Gross premium

Insurance premiums are the fees charged by an insurance company to provide coverage for potential losses, as well as overhead costs and profit. These premiums are calculated ...

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