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Insurance

Catastrophe model

In the world of finance, there exists a powerful tool that utilizes technology to predict the potential financial impact of natural disasters and other catastrophic events in a specific location. This method involves combining long-term disaster data with current demographic and building information in order to accurately assess the potential cost of such events. By meshing these various factors, we are able to gain valuable insights and make informed decisions when it comes to managing and mitigating financial risk.

Loss exposure

Risk is an inherent part of any financial decision-making process. It refers to the possibility of incurring a loss, and it is essential to understand the various types of r...

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Marine insurance

Marine insurance, specifically for goods in transit and the commercial vehicles that carry them, applies to both water and land transport. While it can refer to inland marin...

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Surrender or Cash Value

When a policy is terminated prematurely, the amount that the policyholder is entitled to receive is known as the surrender value. This value is paid out if the policyholder...

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Larceny

Larceny is the unlawful taking and transportation of someone else's belongings by an individual. This can include items such as money, electronics, or any other personal pro...

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