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Insurance

Businessowners policy

As a professor of finance, I want to introduce you to a key term in the insurance industry: the Business Owners Policy (BOP). This type of policy combines three important coverages – property, liability, and business interruption – into one affordable package for small to medium sized businesses. By bundling these coverages, businesses can save money compared to purchasing separate insurance policies. Let's dive into the details of this important concept.

Life Annuity

An annuity is a financial product that provides a steady stream of income to an individual for the duration of their life. This can include monthly, quarterly, or other regu...

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Political risk insurance

. Businesses operating in foreign countries face the risk of political upheaval, including war, revolution, or confiscation of property. This risk can have a significant imp...

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Earned premium

As a wise professor of finance, let me introduce you to the concept of "unearned premium". This refers to the portion of an insurance premium that applies to the expired par...

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Double Cover

In the world of finance, there exists a term known as "additional sum". This term refers to an amount of money that is equivalent to the sum assured and is paid out when a c...

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