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Insurance

Agent (Life Advisor)

An insurance agent is an individual who is licensed to sell insurance policies on behalf of an insurance company. They have a deep understanding of insurance products and can provide guidance on which policies best suit your needs. It is important to carefully consider your options and consult with an insurance agent to ensure you are adequately covered and making the best financial decisions for your future.

Risk management policy

A financial strategy is a carefully designed plan that outlines the steps and guidelines to ensure consistent and effective actions over a certain period of time. It is cruc...

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Electronic commerce / e-commerce

The concept of e-commerce has revolutionized the way businesses operate, including the sale of financial products. One such example is the sale of insurance through online p...

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Pooling

of investors is known as pro rata Pro rata refers to the practice of distributing total losses among a group of investors. This is done in proportion to each investor's sta...

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Guaranteed Insurability (guaranteed issue)

As a professor of finance, I would like to discuss the concept of rider-provided arrangements that allow for the purchase of additional insurance at different points in time...

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