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Credit Cards

Annual Percentage Rate (APR)

Greetings, class. Today, we will be discussing an important concept in the world of finance: the annual percentage rate, or APR. This is the interest rate that is charged to credit card holders on any balances that are not paid in full by the due date. While some card issuers may advertise a seemingly low monthly interest rate, it's important to note that when calculated over the course of a year, this rate can reach as high as 43%.

Executive Card

In the world of finance, there are three main categories of credit cards: Executive, Silver, and Gold. These terms are used by issuing banks to distinguish the varying level...

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Air Miles

"Let's discuss a common term in the world of finance - Miles. You may have heard of them as a reward for using credit cards. Miles, short for 'airline miles', are accumulate...

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Master Card

Master Card, a trademark of Master Card International, is issued by various banks and financial institutions globally. It is a widely recognized payment solution that allows...

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Co-Branded Cards

Co-branded cards, a partnership between a lending institution and a non-financial group, are commonly seen in the form of airline, hotel, and retail cards. One of the main p...

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