KIFS FINANCIAL SERVICES LTD.

	2019 ( ₹ in Cr. )	2018 ( ₹ in Cr. )	2017 ( ₹ in Cr. )	2016 ( ₹ in Cr. )	2015 ( ₹ in Cr. )
INCOME :
Operating Income	5.89	6.05	8.48	7.14	3.81
Other Income	0.01	0	0.01	0	0
Total Income	5.9	6.05	8.49	7.14	3.81
EXPENDITURE :
Interest and Financial Charges	1.14	1.06	2.81	1.95	0.63
Operating and Administrative Expenses	0.65	0.74	0.59	0.91	0.37
Less: Preoperative Expenditure Capitalised	0	0	0	0	0
Profit before Depreciation and Tax	4.11	4.25	5.09	4.29	2.81
Depreciation	0.07	0.1	0.15	0.04	0
Profit Before Tax	4.03	4.15	4.94	4.25	2.8
Tax	1.21	1.15	1.59	1.42	0.92
Profit After Tax	2.82	3	3.35	2.83	1.88
Adjustment below net profit	0	0	0	0	0
P and L Balance brought forward	6.66	5.43	3.92	2.64	1.79
Appropriations	1.87	1.77	1.84	1.54	1.03
P and L Balance carried down	7.62	6.66	5.43	3.92	2.64
Equity Dividend	1.08	0.97	0.97	0.81	0.54
Preference Dividend	0	0	0	0	0
Corporate Dividend Tax	0.22	0.2	0.2	0.17	0.11
Equity Dividend (%)	10	9	9	7.5	5
Earning Per Share (Rs.)	2.61	2.77	2.92	2.46	1.64
Book Value	26.55	25.15	23.45	21.44	19.73
Extraordinary Items	0	0	0	0	0

2019 ( ₹ in Cr. )

2018 ( ₹ in Cr. )

2017 ( ₹ in Cr. )

2016 ( ₹ in Cr. )

2015 ( ₹ in Cr. )

INCOME :

Operating Income

5.89

6.05

8.48

7.14

3.81

Other Income

0.01

Total Income

5.9

6.05

8.49

7.14

3.81

EXPENDITURE :

Interest and Financial Charges

1.14

1.06

2.81

1.95

0.63

Operating and Administrative Expenses

0.65

0.74

0.59

0.91

0.37

Less: Preoperative Expenditure Capitalised

Profit before Depreciation and Tax

4.11

4.25

5.09

4.29

2.81

Depreciation

0.07

0.1

0.15

0.04

Profit Before Tax

4.03

4.15

4.94

4.25

2.8

Tax

1.21

1.15

1.59

1.42

0.92

Profit After Tax

2.82

3.35

2.83

1.88

Adjustment below net profit

P and L Balance brought forward

6.66

5.43

3.92

2.64

1.79

Appropriations

1.87

1.77

1.84

1.54

1.03

P and L Balance carried down

7.62

6.66

5.43

3.92

2.64

Equity Dividend

1.08

0.97

0.81

0.54

Preference Dividend

Corporate Dividend Tax

0.22

0.2

0.17

0.11

Equity Dividend (%)

7.5

Earning Per Share (Rs.)

2.61

2.77

2.92

2.46

1.64

Book Value

26.55

25.15

23.45

21.44

19.73

Extraordinary Items

	2019 ( ₹ in Cr. )	2018 ( ₹ in Cr. )	2017 ( ₹ in Cr. )	2016 ( ₹ in Cr. )	2015 ( ₹ in Cr. )
SOURCES OF FUNDS :
Share Capital	10.82	10.82	10.82	10.82	10.82
Reserves and Surplus	17.9	16.38	14.56	12.37	10.52
Total Shareholders Funds	28.72	27.2	25.38	23.19	21.34
Secured Loans	0.87	1.16	0.68	3.61	0
Unsecured Loans	67.68	14.92	24	63.68	23.87
Total Debt	68.55	16.08	24.68	67.29	23.87
Total Liabilities	97.27	43.28	50.06	90.48	45.21
APPLICATION OF FUNDS :
Fixed Assets
Gross Block	0.54	0.54	0.54	0.54	0.03
Less: Accumulated Depreciation	0.39	0.32	0.22	0.07	0.03
Net Block	0.15	0.22	0.32	0.47	0
Capital Work in Progress	0	0	0	0	0
Investments	0	0	0	0	0
Current Assts.,Loans and Advances
Current Assets	3.74	4.59	4.39	2.99	3.63
Loans and Advances	96.68	41.62	49.12	90.34	43.91
Less: Current Liabilities and Provisions	3.3	3.14	3.77	3.31	2.34
Net Current Assets	97.12	43.07	49.74	90.02	45.2
Miscellaneous Expenses not w/o	0	0	0	0	0
Total Assets	97.27	43.29	50.06	90.49	45.2
Contingent Liabilities	0	0	0	0	0

2019 ( ₹ in Cr. )

2018 ( ₹ in Cr. )

2017 ( ₹ in Cr. )

2016 ( ₹ in Cr. )

2015 ( ₹ in Cr. )

SOURCES OF FUNDS :

Share Capital

10.82

Reserves and Surplus

17.9

16.38

14.56

12.37

10.52

Total Shareholders Funds

28.72

27.2

25.38

23.19

21.34

Secured Loans

0.87

1.16

0.68

3.61

Unsecured Loans

67.68

14.92

63.68

23.87

Total Debt

68.55

16.08

24.68

67.29

23.87

Total Liabilities

97.27

43.28

50.06

90.48

45.21

APPLICATION OF FUNDS :

Fixed Assets

Gross Block

0.54

0.03

Less: Accumulated Depreciation

0.39

0.32

0.22

0.07

0.03

Net Block

0.15

0.22

0.32

0.47

Capital Work in Progress

Investments

Current Assts.,Loans and Advances

Current Assets

3.74

4.59

4.39

2.99

3.63

Loans and Advances

96.68

41.62

49.12

90.34

43.91

Less: Current Liabilities and Provisions

3.3

3.14

3.77

3.31

2.34

Net Current Assets

97.12

43.07

49.74

90.02

45.2

Miscellaneous Expenses not w/o

Total Assets

97.27

43.29

50.06

90.49

45.2

Contingent Liabilities