UNITED CREDIT LTD.

	2019 ( ₹ in Cr. )	2018 ( ₹ in Cr. )	2017 ( ₹ in Cr. )	2016 ( ₹ in Cr. )	2015 ( ₹ in Cr. )
INCOME :
Operating Income	2.57	2.47	2.09	1.77	1.95
Other Income	5.28	0.06	0.03	0.81	0.03
Total Income	7.85	2.53	2.12	2.58	1.98
EXPENDITURE :
Interest and Financial Charges	0	0.02	0.02	0.02	0
Operating and Administrative Expenses	4.04	1.38	1.37	2.2	1.09
Less: Preoperative Expenditure Capitalised	0	0	0	0	0
Profit before Depreciation and Tax	3.8	1.13	0.74	0.36	0.88
Depreciation	0.04	0.06	0.08	0.09	0.06
Profit Before Tax	3.76	1.07	0.66	0.28	0.82
Tax	1.54	0.41	-0.12	0.22	0.3
Profit After Tax	2.22	0.66	0.78	0.06	0.52
Adjustment below net profit	0	0	0	0	0
P and L Balance brought forward	1.36	0.83	0.71	0.66	0.24
Appropriations	0.44	0.13	0.66	0.01	0.1
P and L Balance carried down	3.13	1.36	0.83	0.71	0.66
Equity Dividend	0	0	0	0	0
Preference Dividend	0	0	0	0	0
Corporate Dividend Tax	0	0	0	0	0
Equity Dividend (%)	7	0	0	0	0
Earning Per Share (Rs.)	4.03	1.2	1.41	0.11	0.95
Book Value	44.91	40.88	39.67	38.26	38.15
Extraordinary Items	0	0	0	0	0

2019 ( ₹ in Cr. )

2018 ( ₹ in Cr. )

2017 ( ₹ in Cr. )

2016 ( ₹ in Cr. )

2015 ( ₹ in Cr. )

INCOME :

Operating Income

2.57

2.47

2.09

1.77

1.95

Other Income

5.28

0.06

0.03

0.81

0.03

Total Income

7.85

2.53

2.12

2.58

1.98

EXPENDITURE :

Interest and Financial Charges

0.02

Operating and Administrative Expenses

4.04

1.38

1.37

2.2

1.09

Less: Preoperative Expenditure Capitalised

Profit before Depreciation and Tax

3.8

1.13

0.74

0.36

0.88

Depreciation

0.04

0.06

0.08

0.09

0.06

Profit Before Tax

3.76

1.07

0.66

0.28

0.82

Tax

1.54

0.41

-0.12

0.22

0.3

Profit After Tax

2.22

0.66

0.78

0.06

0.52

Adjustment below net profit

P and L Balance brought forward

1.36

0.83

0.71

0.66

0.24

Appropriations

0.44

0.13

0.66

0.01

0.1

P and L Balance carried down

3.13

1.36

0.83

0.71

0.66

Equity Dividend

Preference Dividend

Corporate Dividend Tax

Equity Dividend (%)

Earning Per Share (Rs.)

4.03

1.2

1.41

0.11

0.95

Book Value

44.91

40.88

39.67

38.26

38.15

Extraordinary Items

	2019 ( ₹ in Cr. )	2018 ( ₹ in Cr. )	2017 ( ₹ in Cr. )	2016 ( ₹ in Cr. )	2015 ( ₹ in Cr. )
SOURCES OF FUNDS :
Share Capital	5.49	5.49	5.49	5.49	5.49
Reserves and Surplus	19.18	16.96	16.3	15.52	15.46
Total Shareholders Funds	24.67	22.45	21.79	21.01	20.95
Secured Loans	0	0.02	0.1	0.17	0.13
Unsecured Loans	0.74	0.72	0.73	0.36	0.37
Total Debt	0.74	0.74	0.83	0.53	0.5
Total Liabilities	25.41	23.19	22.62	21.54	21.45
APPLICATION OF FUNDS :
Fixed Assets
Gross Block	0.74	0.79	0.77	0.76	0.71
Less: Accumulated Depreciation	0.63	0.65	0.59	0.52	0.5
Net Block	0.11	0.14	0.18	0.24	0.21
Capital Work in Progress	0	0	0	0	0
Investments	0	0	0	0	0.23
Current Assts.,Loans and Advances
Current Assets	0.55	0.45	0.74	0.52	0.5
Loans and Advances	25.99	23.93	23.13	22.2	21.96
Less: Current Liabilities and Provisions	1.23	1.32	1.43	1.41	1.46
Net Current Assets	25.31	23.06	22.44	21.31	21
Miscellaneous Expenses not w/o	0	0	0	0	0
Total Assets	25.42	23.2	22.62	21.55	21.44
Contingent Liabilities	10.42	10.41	0	2.54	1.4

2019 ( ₹ in Cr. )

2018 ( ₹ in Cr. )

2017 ( ₹ in Cr. )

2016 ( ₹ in Cr. )

2015 ( ₹ in Cr. )

SOURCES OF FUNDS :

Share Capital

5.49

Reserves and Surplus

19.18

16.96

16.3

15.52

15.46

Total Shareholders Funds

24.67

22.45

21.79

21.01

20.95

Secured Loans

0.02

0.1

0.17

0.13

Unsecured Loans

0.74

0.72

0.73

0.36

0.37

Total Debt

0.74

0.83

0.53

0.5

Total Liabilities

25.41

23.19

22.62

21.54

21.45

APPLICATION OF FUNDS :

Fixed Assets

Gross Block

0.74

0.79

0.77

0.76

0.71

Less: Accumulated Depreciation

0.63

0.65

0.59

0.52

0.5

Net Block

0.11

0.14

0.18

0.24

0.21

Capital Work in Progress

Investments

0.23

Current Assts.,Loans and Advances

Current Assets

0.55

0.45

0.74

0.52

0.5

Loans and Advances

25.99

23.93

23.13

22.2

21.96

Less: Current Liabilities and Provisions

1.23

1.32

1.43

1.41

1.46

Net Current Assets

25.31

23.06

22.44

21.31

Miscellaneous Expenses not w/o

Total Assets

25.42

23.2

22.62

21.55

21.44

Contingent Liabilities

10.42

10.41

2.54

1.4