| 2019 ( ₹ in Cr. ) | 2018 ( ₹ in Cr. ) | 2017 ( ₹ in Cr. ) | 2016 ( ₹ in Cr. ) | 2015 ( ₹ in Cr. ) | |
|---|---|---|---|---|---|
| I. INCOME : | |||||
| Interest Earned | 8558.67 | 7948.75 | 8172.87 | 8744.34 | 8588.55 |
| Other Income | 828.28 | 581.2 | 578.1 | 478.49 | 428.75 |
| TOTAL | 9386.95 | 8529.95 | 8750.97 | 9222.83 | 9017.3 |
| II. EXPENDITURE : | |||||
| Interest expended | 6278.97 | 5713.56 | 6013.54 | 6568.55 | 6909.35 |
| Operating Expenses | 1711.12 | 1671.68 | 1453.09 | 1384.39 | 1332 |
| Provisions and Contingencies | 1940.34 | 1888.51 | 1083.25 | 933.92 | 654.6 |
| TOTAL | 9930.43 | 9273.75 | 8549.88 | 8886.86 | 8895.95 |
| III. PROFIT/LOSS | |||||
| Net Profit for the year | -543.48 | -743.8 | 201.08 | 335.97 | 121.35 |
| Prior Year Adjustments | 0 | 0 | 0 | 0 | 0 |
| Profit brought forward | 986.99 | 1857.27 | 1812.78 | 1679.19 | 1635.51 |
| TOTAL | 443.51 | 1113.47 | 2013.86 | 2015.16 | 1756.86 |
| IV. APPROPRIATIONS | |||||
| Transfer to Statutory Reserves | 0 | 10 | 50.5 | 84 | 48 |
| Transfer to Other Reserves | 120.4 | 116.49 | 106.09 | 38.86 | 0.23 |
| Proposed Dividend / Transfer to Government | 0 | 0 | 0 | 79.52 | 29.44 |
| Balance c/f to Balance Sheet | 323.11 | 986.99 | 1857.27 | 1812.78 | 1679.19 |
| TOTAL | 443.51 | 1113.48 | 2013.86 | 2015.16 | 1756.86 |
| Equity Dividend | 0 | 0 | 0 | 66.07 | 24.02 |
| Corporate Dividend Tax | 0 | 0 | 0 | 13.45 | 5.42 |
| Equity Dividend (%) | 0 | 0 | 0 | 16.5 | 6 |
| Earning Per Share (Rs.) | 0 | 0 | 5.02 | 8.39 | 3.03 |
| Book Value | 84.47 | 94.45 | 131.59 | 126.57 | 120.17 |
| Extraordinary Items | 9.8 | -0.06 | -0.19 | 0.01 | -0.01 |
| 2019 ( ₹ in Cr. ) | 2018 ( ₹ in Cr. ) | 2017 ( ₹ in Cr. ) | 2016 ( ₹ in Cr. ) | 2015 ( ₹ in Cr. ) | |
|---|---|---|---|---|---|
| CAPITAL AND LIABILITIES | |||||
| Capital | 564.91 | 564.91 | 400.41 | 400.41 | 400.41 |
| Reserves and Surplus | 5136.49 | 5617.77 | 5742.06 | 5569.81 | 5195.76 |
| Deposits | 98557.6 | 101726.17 | 85540.16 | 91249.96 | 86714.72 |
| Borrowings | 2714 | 3682.98 | 2958.44 | 2839.01 | 1723.23 |
| Other Liabilities and Provisions | 2091.49 | 2230.91 | 2054.35 | 2522.22 | 3814.2 |
| TOTAL | 109064.49 | 113822.74 | 96695.42 | 102581.41 | 97848.32 |
| ASSETS | |||||
| Cash and Balances with RBI | 4941.08 | 6256.38 | 4364.68 | 3822.56 | 3756.11 |
| Balances with Banks and money at Call and Short Notice | 1677.14 | 876.31 | 225.1 | 1080.01 | 463.4 |
| Investments | 26172.93 | 32981.76 | 27948.5 | 27645.04 | 24006.56 |
| Advances | 69175.53 | 66569.45 | 58334.53 | 63916.07 | 63870.18 |
| Fixed Assets | 1230.39 | 1082.6 | 1095.43 | 1133.44 | 994.83 |
| Other Assets | 5867.43 | 6056.25 | 4727.18 | 4984.3 | 4757.25 |
| TOTAL | 109064.5 | 113822.75 | 96695.42 | 102581.42 | 97848.33 |
| Contingent Liabilities | 7262.52 | 6179.4 | 9729.68 | 14924.46 | 14421.56 |
| Bills for collection | 764.7 | 594.61 | 597.07 | 1106.07 | 768.73 |
If I had made LUMPSUM investment of ₹ 1,00,000
in PUNJAB & SIND BANK
Months ago
My investment would be worth
₹ 1,41,900
with a Gain of
41.90 %
