| 2019 ( ₹ in Cr. ) | 2018 ( ₹ in Cr. ) | 2017 ( ₹ in Cr. ) | 2016 ( ₹ in Cr. ) | 2015 ( ₹ in Cr. ) | |
|---|---|---|---|---|---|
| I. INCOME : | |||||
| Interest Earned | 7675.56 | 6621.4 | 6685.8 | 6843.57 | 7061.13 |
| Other Income | 817.48 | 500.84 | 497.27 | 508.71 | 599.04 |
| TOTAL | 8493.04 | 7122.24 | 7183.07 | 7352.28 | 7660.17 |
| II. EXPENDITURE : | |||||
| Interest expended | 4291.13 | 3750.19 | 4173.01 | 4132.2 | 4408.59 |
| Operating Expenses | 2485.05 | 1990.2 | 1716.44 | 1554.36 | 1415.91 |
| Provisions and Contingencies | 1253.02 | 1179.16 | 2926.62 | 1251.88 | 1327.18 |
| TOTAL | 8029.2 | 6919.55 | 8816.07 | 6938.44 | 7151.68 |
| III. PROFIT/LOSS | |||||
| Profit before Minority Interest and P/L of Assoc. Co. | 463.85 | 202.69 | -1632.99 | 413.84 | 508.48 |
| Minority Interest after PAT | 0 | 0 | 0 | 0 | 0 |
| Profit/Loss of Associate Company | 0 | 0 | 0 | 0 | 0 |
| Profit after Minority Interest and P/L of Assoc. Co. | 463.85 | 202.69 | -1632.99 | 413.84 | 508.48 |
| Prior Year Adjustments | 0 | 0 | 0 | 0 | 0 |
| Profit brought forward | 0 | 0 | 0 | 0 | 0 |
| TOTAL | 463.85 | 202.69 | -1632.99 | 413.84 | 508.48 |
| IV. APPROPRIATIONS | |||||
| Transfer to Statutory Reserves | 115.96 | 50.67 | 0 | 104.01 | 127.15 |
| Transfer to Other Reserves | 347.88 | 152.02 | -1632.99 | 207.72 | 259.18 |
| Proposed Dividend / Transfer to Government | 0 | 0 | 0 | 102.11 | 122.15 |
| Balance c/f to Balance Sheet | 0 | 0 | 0 | 0 | 0 |
| TOTAL | 463.84 | 202.69 | -1632.99 | 413.84 | 508.48 |
| Equity Dividend | 0 | 0 | 0 | 84.84 | 101.8 |
| Corporate Dividend Tax | 0 | 0 | 0 | 17.27 | 20.35 |
| Equity Dividend (%) | 0 | 0 | 0 | 175 | 210 |
| Earning Per Share (Rs.) | 8.33 | 3.64 | 0 | 8.18 | 10.07 |
| Book Value | 108.01 | 99.41 | 96.61 | 132.41 | 125.97 |
| Extraordinary Items | 0.1 | 0.07 | -0.01 | 0 | 0 |
| 2019 ( ₹ in Cr. ) | 2018 ( ₹ in Cr. ) | 2017 ( ₹ in Cr. ) | 2016 ( ₹ in Cr. ) | 2015 ( ₹ in Cr. ) | |
|---|---|---|---|---|---|
| CAPITAL AND LIABILITIES | |||||
| Capital | 55.7 | 55.7 | 52.15 | 48.49 | 48.49 |
| Reserves and Surplus | 6566.06 | 6101.89 | 5620.74 | 6372.36 | 6059.95 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Deposits | 89636.83 | 80004.53 | 72458.97 | 69378.81 | 66336.16 |
| Borrowings | 2623.96 | 1628.34 | 1276.05 | 2240 | 1739.67 |
| Other Liabilities and Provisions | 2522.28 | 1893.98 | 2604.22 | 2213.87 | 1725.51 |
| TOTAL | 101404.83 | 89684.44 | 82012.13 | 80253.53 | 75909.78 |
| ASSETS | |||||
| Cash and Balances with RBI | 4874.97 | 4328.36 | 3590.98 | 3126.73 | 2373.06 |
| Balances with Banks and money at Call and Short Notice | 997.34 | 3931.68 | 1801.83 | 77.47 | 1362.09 |
| Investments | 23140.5 | 18860.03 | 21270.89 | 20333.62 | 22739.59 |
| Advances | 66271.51 | 56912.74 | 49816.11 | 50193.29 | 44585.82 |
| Fixed Assets | 1675.32 | 1614.88 | 1543.69 | 764.26 | 689.57 |
| Other Assets | 4445.19 | 4036.74 | 3988.64 | 5758.16 | 4159.67 |
| TOTAL | 101404.83 | 89684.43 | 82012.14 | 80253.53 | 75909.8 |
| Contingent Liabilities | 6392.54 | 5795.13 | 6108.99 | 16864.12 | 21697.24 |
| Bills for collection | 1443.66 | 1193.53 | 1190.86 | 1208.82 | 1173.09 |
If I had made LUMPSUM investment of ₹ 1,00,000
in JAMMU & KASHMIR BANK LTD.
Months ago
My investment would be worth
₹ 1,41,900
with a Gain of
41.90 %
